1. A 20-44 Personal Lines agent can write all of the following EXCEPT:

A. Homeowners insurance
B. Personal Auto insurance
C. Commercial Fleet insurance
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2. What is the minimum required limit for PIP in Florida?

A. $10,000
B. $20,000
C. $50,000
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3. The "Financial Responsibility Law" is triggered by:

A. Applying for a license
B. An accident involving bodily injury or property damage
C. Buying a new car
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4. Which Homeowners form is designed for Renters?

A. HO-3
B. HO-4
C. HO-6
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5. Coverage C in a Homeowners policy covers:

A. The Dwelling
B. Personal Property
C. Other Structures
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6. In Florida, the deductible for Hurricane damage is usually:

A. A percentage of the policy limit (e.g., 2%, 5%)
B. Always a flat $500
C. Waived if the house is shuttered
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7. What does "PIP" stand for in Florida Auto insurance?

A. Personal Injury Policy
B. Personal Injury Protection
C. Property Injury Protection
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8. An HO-6 policy is specifically for:

A. Single-family homes
B. Condo unit owners
C. Apartment buildings
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9. Which of the following is a "Supplementary Payment" in Auto?

A. Cost of Bail Bonds
B. Monthly Premium
C. Collision Deductible
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10. Flood insurance is typically provided by:

A. Standard Homeowners policies
B. The NFIP (National Flood Insurance Program)
C. Auto Insurance policies
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